Fast Mortgage Funding with personal concierge-style 

Your trusted Florida Mortgage Broker with 30+ years of lending experience, we’ll get you to the closing faster, simpler and more personally than any bank.

30 +

Years of Experience

9000 +

Families into Homes

15 +

States

82%

of clients were referred to us by someone they trust

Trusted Lending. Real Results.

At Home Pros Funding, we believe every homeowner deserves a lending partner they can count on. With over 30 years of experience, we’ve helped hundreds of families across 15+ states secure financing quickly and confidently.

Our personalized, concierge means faster approvals, smoother closings, and a team that’s with you every step of the way.

Customers served!

1 +

Years of experience

Customers served!

1 +

Families into Homes

Customers served!

1 +

States

Customers served!

1 %

 of clients were referred to us by someone they trust

Trusted Lending. Real Results.

At Home Pros Funding, we believe every homeowner deserves a lending partner they can count on. With over 30 years of experience, we’ve helped hundreds of families across 15+ states secure financing quickly and confidently.

Our personalized, concierge service means faster approvals, smoother closings, and a team that’s with you every step of the way.

Recent Funded Loans

New York

$800,000  Loan
Single family property valued in 2.5M


12 Months Loan

Punta Gorda, FL

$1,300.000 Loan Amount

Interest only payment


Closed in 20 days

MIAMI, FL

$1,400.00 Purchase – Loan
1st Position Lien


Closed in 19 Days. 

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How can we help you?

We’re more than just lenders; we’re your dedicated partners in every step of the home financing journey. Whether you’re buying or refinancing a home, looking to build a referral network, or seeking lucrative investment opportunities, our team is here to support you with personalized solutions.

For Homebuyers & Homeowners

Simple, Personalized Pre-Approvals
Get pre-approved fast and stress-free with clear guidance and support—no confusing online forms or big bank delays.

Trusted Guidance, Start to Finish
Our concierge-style service ensures you always have a dedicated expert to help navigate your mortgage process from application to closing.

For Brokers & Associates

Streamlined Partnership Experience
Join our network and enjoy a referral system designed to make your job easier. Benefit from timely updates, dedicated support, and co-marketing opportunities.

Fast Funding for Your Clients
Offer your clients rapid, reliable financing backed by our own capital – a competitive edge that sets you apart in the market.

For Investors

Attractive, Transparent Investment Opportunities
Invest in private mortgage solutions with a clear, performance-driven track record. Our model leverages our in-house capital for speedy funding and strong returns.

Secure Your Future with Real Estate
From self-directed IRA opportunities to direct lending, explore how our structure can help diversify your portfolio and protect your nest egg.

Tailored Loan Options

OUR LOAN PROGRAMS

CONVENTIONAL LOANS

Flexible financing for strong borrowers

Conventional loans are a great fit for buyers with good credit and stable income. You’ll enjoy competitive interest rates and a variety of term options, including fixed or adjustable rates.


  • Great for primary, secondary, or investment properties
  • Ideal if you can put 3–20% down
  • No upfront mortgage insurance (some restricctions may apply)

FHA LOANS

A smart path for first-time homebuyers

Backed by the government, FHA loans make homeownership more accessible for buyers with limited credit or smaller down payments.

  • As little as 3.5% down
  • Lower credit score requirements
  • Competitive rates with flexible qualification

VA LOANS

Exclusive benefits for veterans and active-duty military

VA loans offer unmatched flexibility and savings for those who have served — with zero down and no private mortgage insurance required.

  • 0% down payment
  • No PMI
  • Reduced closing costs
  • Must meet VA eligibility

HARD MONEY BRIDGE LOAN

Short-term capital when timing matters most

Need to buy before you sell? Or fund a property quickly for investment? Our private bridge loans are fast, flexible, and backed by our own capital.

  • Fast closings — in some cases less than week
  • Ideal for investors and property owners with equity
  • Flexible underwriting and terms

What Our Clients Say...

I had the pleasure of working with Steven and Ashley during my mortgage process. Both were efficient, kind, knowledgeable, helpful, and went above and beyond to close my mortgage. Anything that I needed further clarity on, they were quick to help me understand. I highly recommend!

Megan Criser

As a repeat customer and real estate investor, Steven consistently finds the best loan fit, responds quickly to my questions, and keeps the process low-stress. His replies are practically immediate, so questions never sit, and preapprovals are faster than my experience with previous lenders I've used. I’d recommend him to my friends looking for homes every time!

Gary Maugeri

We’re so glad we chose Home Pros Funding to assist with the purchase of our new home. Everyone we worked with had exceptional communication and response times. We would absolutely work with Home Pros Funding in the future and will be referring others as well!  Thank you for helping us purchase our dream home, we are so grateful for your hard work and dedication!

The Beatty Family

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Frequently Asked Questions

  • homeowners

  • brokers

  • investors

Have questions? We’ve got answers. Below are the most common inquiries from investors—everything from returns and security to IRA investing and timelines. If you don’t see your question here, contact us directly at investors@homeprosfunding.com or (786) 800-2020.

What returns can I expect?

All private mortgage loans generally target 8 - 10 % APR. Investors are paid on or before the 10th of each month via direct deposit into their account. 

How is my principal protected?

All of our loand cap at 65% LTV ensuring a strong equity cushion in most cases our loans are crossed colateralized by additional collateral properties. 

Can I invest through my IRA?

Absolutely. We partner with leading SDIRA custodians—simply pick your loan, then instruct your IRA provider to wire funds. We handle the rest. 

What is the minimum investment?

The minimum investment is $50,000. You can spread capital across multiple loans to diversify your portfolio.

What happens if a borrower defaults?

All loans carry strict underwriting standards and collateral covenants. In the rare event of default, we initiate foreclosure proceedings on all collateralized property. Once the asset has been recovered we then manage any rehab or resale through our asset management partner to protect your investment.

How do I see active opportunities?

Once you create an investor profile, you’ll gain access to our live deal portal—filter by property type, term, or return, then click “Fund” to commit.

Contact

Address

9550 Bay Harbor Terrace Suite 210, Bay Harbor Islands, Florida, 33154, US

Email

info@homeprosfunding.com

Phone

(786) 800-2020

NMLS# 2172869

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