Most clients receive a pre-approval letter within a few hours of completing our secure form and supplying basic documents.

To kick off your pre-approval, we typically request:

• Photo ID (driver’s license or passport)
• Proof of income (last 2 pay stubs or year-to-date P&L for self-employed)
• W-2s or 1099s for the past two years
• Bank statements (last 2–3 months)
• Tax returns (last two years)
• Property details (if refinancing)

We’ll send you a customized checklist so you can easily upload everything from your phone or computer.

Absolutely—every borrower’s situation is unique. Even if another lender has declined your file, our boutique, concierge-style process lets us explore alternative programs (like FHA, VA, or bridge loans) and work through credit challenges. We’ll review your history, identify any correctable items, and guide you toward the best path forward.

FHA Loans are insured by the Federal Housing Administration, making them ideal for borrowers with lower credit scores or smaller down payments (as little as 3.5%). They require mortgage insurance premiums for the life of the loan.

Conventional Loans are offered by private lenders and typically require higher credit scores and down payments (as little as 3%), but they allow you to cancel mortgage insurance once you reach 20% equity. Conventional loans often have fewer property-type restrictions as well.

We send your commission check within 5 business days of loan funding—no waiting 30 or 60 days

We’re licensed in FL, PA, NJ, CT, GA, and SC for direct lending. Through our network, we can coordinate funding in 38 states

We offer competitive splits based on loan type and loan scenario. Contact your Broker Liaison for exact grid. 

Yes. We provide co-brandable digital flyers, email templates, and social media kits at no cost. 

All private mortgage loans generally target 8 - 10 % APR. Investors are paid on or before the 10th of each month via direct deposit into their account. 

All of our loand cap at 65% LTV ensuring a strong equity cushion in most cases our loans are crossed colateralized by additional collateral properties. 

Absolutely. We partner with leading SDIRA custodians—simply pick your loan, then instruct your IRA provider to wire funds. We handle the rest. 

The minimum investment is $50,000. You can spread capital across multiple loans to diversify your portfolio.

All loans carry strict underwriting standards and collateral covenants. In the rare event of default, we initiate foreclosure proceedings on all collateralized property. Once the asset has been recovered we then manage any rehab or resale through our asset management partner to protect your investment.

Once you create an investor profile, you’ll gain access to our live deal portal—filter by property type, term, or return, then click “Fund” to commit.