Buy or Refinance 

with Confidence

Fast mortgage funding 

—plus concierge-style guidance from day one

Get Pre-Approved

  1. 1
    Submit This Form
    Tell us a little about yourself and your goals. It only takes a few minutes.
  2. 2
    Talk to a Lending Expert
    We’ll confirm the details you provided and walk you through your best loan options.
  3. 3
    Get Pre-Approved
    We match you with the right program and send a custom pre-approval letter—often within 24–48 hours.
  4. 4
    Close with Confidence
    Your dedicated Home Pros concierge guides you through underwriting, appraisal, and closing, ensuring a smooth experience.

Pre-Approved in Minutes

We use this secure form to learn more about your goals and match you with the right loan program. There’s no credit check at this stage—just real guidance from a real person.

HOME LOANS

Buying a Home

Whether you’re a first-time buyer or upgrading to your dream home, Home Pros Funding gives you fast, straightforward funding plus expert support every step of the way.

  • Personalized Guidance: A dedicated loan officer personally walks you through pre-approval, home search, and closing.
  • Competitive Programs: Access FHA, VA, Conventional, and other tailored loan options.
  • Speed & Certainty: Get faster underwriting, fewer delays, and reliable closing dates.

 START THE PROCESS 

Refinance your Home

If you’ve built equity, want to lower your rate, or need cash for home improvements, refinancing with Home Pros Funding is fast, flexible, and transparent.

Lower Your Rate
Take advantage of today’s rates to reduce your monthly payment and save over the life of your mortgage.

Cash-Out Equity
Tap into your home’s equity for renovations, debt consolidation, or other goals—often in a single closing.

Shorten Your Term
Refinance from a 30-year loan to a 15- or 20-year term and pay off your home faster.

Switch Loan Type
Move from an adjustable-rate mortgage (ARM) to a fixed rate, or vice versa, to best fit your financial plans.

Our Loan Options & Process

Home Pros Funding offers a variety of loan programs — each designed to fit a different type of borrower. Below, find a quick overview of each option and the simple steps we take to get you funded.

Conventional Loans

Backed by the Federal Housing Administration? No—this is a conventional program for credit-worthy borrowers.

Down payments from 3%–20%, no MI when LTV ≤ 80%.

FHA Loans

3.5% down, credit scores starting at 580, and competitive rates. Ideal for first-time buyers.

VA Loans

100% financing, no PMI, and low closing costs for eligible veterans and military families.

Hard Money / Bridge Loan

Fast funding in as little as 5 days, ideal for fix-and-flip or bridging two properties.

Mortgage Calculator

Estimate monthly payments, determine how much house you can afford, or see how much you’ll save with a refinance. Use our free online tools for quick, accurate numbers.

Why Our Clients Trust Us

I had the pleasure of working with Steven and Ashley during my mortgage process. Both were efficient, kind, knowledgeable, helpful, and went above and beyond to close my mortgage. Anything that I needed further clarity on, they were quick to help me understand. I highly recommend!

Megan Criser

As a repeat customer and real estate investor, Steven consistently finds the best loan fit, responds quickly to my questions, and keeps the process low-stress. His replies are practically immediate, so questions never sit, and preapprovals are faster than my experience with previous lenders I've used. I’d recommend him to my friends looking for homes every time!

Gary Maugeri

We’re so glad we chose Home Pros Funding to assist with the purchase of our new home. Everyone we worked with had exceptional communication and response times. We would absolutely work with Home Pros Funding in the future and will be referring others as well!  Thank you for helping us purchase our dream home, we are so grateful for your hard work and dedication!

The Beatty Family

Frequently Asked Questions

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Contact

Address

9550 Bay Harbor Terrace Suite 210, Bay Harbor Islands, Florida, 33154, US

Email

info@homeprosfunding.com

Phone

(786) 800-2020

NMLS# 2172869

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